What Happens During a Professional Property Insurance Claim Inspection
When public adjusters inspect your property, we're building the foundation for your entire claim.

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When public adjusters inspect your property, we're building the foundation for your entire claim. Here's what our comprehensive inspection process involves and why each step matters for your settlement.
Pre-Inspection Preparation
Before we arrive, we:
Review your policy to understand coverage details
Study initial reports from insurance companies or fire departments
Coordinate with experts like engineers or contractors when needed
Plan our approach based on the type and extent of damage
The Inspection Process
Exterior Assessment:
Roof damage from hail, wind, or fire
Structural integrity and safety concerns
Utility connections and systems
Property boundary and access issues
Interior Evaluation:
Room-by-room damage documentation
Hidden damage behind walls or under flooring
Smoke and water damage assessment
Personal property and equipment losses
Advanced Documentation
We use professional tools including:
High-resolution photography for detailed damage records
Moisture meters to detect hidden water damage
Thermal imaging to identify heat and moisture patterns
Detailed measurements for accurate reconstruction estimates
What We're Looking For
Our trained eye identifies:
Damage insurance companies often miss or undervalue
Code upgrade requirements that increase rebuild costs
Business interruption factors affecting income
Additional living expenses during repairs
Expert Coordination
For complex claims, we coordinate with:
Structural engineers for safety and stability assessments
Restoration contractors for accurate repair estimates
Specialty consultants for unique property features
Forensic experts when cause determination matters
After the Inspection
We compile our findings into:
Comprehensive damage reports with supporting documentation
Accurate cost estimates for repairs and replacement
Professional presentations for insurance company review
Strategic claim submissions that maximize your recovery
Why Professional Inspection Matters
Insurance company adjusters often rush through inspections, missing costly damage that you'll have to pay for yourself. Cornerstone Public Adjusting's thorough inspection process ensures nothing is overlooked for Tennessee, Mississippi, Kentucky, and Indiana property owners.
The bottom line: A professional inspection is your foundation for fair compensation. We find what others miss.
