Terms of Use
Terms of Use
Cornerstone Public Adjusting & Consulting
Last Updated: 9/2/2025
Agreement to Terms
By accessing and using the website CornerstonePAC.net (the "Website") or engaging our services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Website or services.
About Our Services
Cornerstone Public Adjusting & Consulting ("we," "us," or "our") provides public insurance adjusting and consulting services. We represent policyholders in insurance claims and help maximize their settlements with insurance companies.
Use of Website
Permitted Use
You may use our Website to:
Learn about our services
Contact us for consultations
Submit claim information and documentation
Access resources and educational materials
Prohibited Use
You may not:
Use the Website for any unlawful purpose or in violation of these Terms
Attempt to gain unauthorized access to any part of the Website
Transmit viruses, malware, or other harmful code
Interfere with or disrupt the Website's functionality
Use automated systems to access or scrape the Website
Use the Website content to train, develop, or improve artificial intelligence systems or models
Extract, copy, or reproduce Website content for AI training purposes
Impersonate any person or entity
Submit false or misleading information
Professional Services Agreement
No Attorney-Client Relationship
Use of this Website does not create an attorney-client relationship. While we may work with legal counsel on your behalf, we are public adjusters, not attorneys.
Service Engagement
Our professional services are governed by separate written agreements. These Terms of Use govern only your use of our Website, not our professional services.
No Guarantees
We do not guarantee specific outcomes for insurance claims. Results depend on policy terms, circumstances of loss, and insurance company practices.
Content and Intellectual Property
Our Content
All content on this Website, including text, graphics, logos, images, and software, is owned by Cornerstone Public Adjusting & Consulting or our licensors and is protected by copyright and other intellectual property laws.
Your Content
By submitting content to us (such as claim documents, photos, or communications), you grant us a non-exclusive license to use, reproduce, and distribute such content as necessary to provide our services.
Third-Party Content
Our Website may include content from third parties or links to external websites. We do not endorse or assume responsibility for third-party content.
Disclaimers and Limitations
Website Availability
We strive to maintain Website availability but do not guarantee uninterrupted access. The Website may be unavailable due to maintenance, technical issues, or circumstances beyond our control.
Information Accuracy
While we make reasonable efforts to ensure information accuracy, we do not warrant that Website content is complete, current, or error-free. Insurance laws and regulations change frequently.
Professional Advice
Information on this Website is for general informational purposes only and does not constitute professional advice. Each insurance claim is unique and requires individual assessment.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CORNERSTONE PUBLIC ADJUSTING & CONSULTING SHALL NOT BE LIABLE FOR:
Any indirect, incidental, special, or consequential damages
Loss of profits, data, or business opportunities
Damages resulting from Website use or inability to use the Website
Damages from third-party content or external websites
Our total liability shall not exceed the amount you paid for our services, if any.
Indemnification
You agree to indemnify and hold harmless Cornerstone Public Adjusting & Consulting, our employees, and agents from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.
Privacy
Your privacy is important to us. Please review our Privacy Policy at CornerstonePAC.net/privacy, which governs the collection and use of your information.
Communications
Electronic Communications
By using our Website, you consent to receive electronic communications from us. These may include emails about your claim, service updates, or other business communications.
Marketing Communications
We may send you marketing communications if you have consented to receive them. You may opt-out at any time by following the unsubscribe instructions in our emails.
State Licensing and Regulations
Cornerstone Public Adjusting & Consulting is licensed to practice public adjusting in accordance with applicable state laws. Our services are subject to state insurance regulations and professional standards.
Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Website after changes constitutes acceptance of the modified Terms.
Modifications to Services
We may modify, suspend, or discontinue any aspect of our Website or services at any time without notice.
Termination
We may terminate or suspend your access to the Website at our discretion, without notice, for violation of these Terms or for any other reason.
Dispute Resolution
Governing Law
These Terms are governed by the laws of the State of Tennessee, without regard to conflict of law principles.
Jurisdiction
Any disputes arising from these Terms or Website use shall be resolved in the courts of Madison County, Tennessee.
Limitation Period
Any claims must be brought within one (1) year of the cause of action arising.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cornerstone Public Adjusting & Consulting regarding Website use.
Contact Information
If you have questions about these Terms of Use, please contact us:
Cornerstone Public Adjusting & Consulting
319 Vann Dr., Suite E-262
Jackson, Tennessee 38305
Phone: 1 (888) 603-8141
Phone: (731) 300-2279
Email: Claims@CornerstonePAC.net
Website: CornerstonePAC.net
These Terms of Use are effective as of the date listed above and apply to all users of the Cornerstone Public Adjusting & Consulting website.