Not all property claims are created equal. When damage exceeds certain thresholds—typically $100,000 or more—your claim enters "large loss" territory, requiring specialized handling that goes far beyond standard claim procedures.

What Makes a Large Loss Different?

Large losses involve catastrophic damage from major fires, extensive water damage, or severe weather like tornadoes and hail storms. These claims require:

• Multiple expert evaluations from engineers, forensic specialists, and restoration contractors

• Complex documentation involving hundreds of pages of reports and estimates

• Sophisticated project management to coordinate various professionals and timelines

• Strategic oversight to ensure nothing falls through the cracks

Why Standard Adjusting Can Sometimes Fall Short

Insurance company adjusters handle dozens of routine claims monthly. Large losses are anything but routine. They demand dedicated attention, specialized knowledge, and extensive coordination—resources many company adjusters simply may not have.

Your Next Step

If you're facing significant property damage in Tennessee, Mississippi, Kentucky, or Indiana, don't let the complexity overwhelm you. Cornerstone Public Adjusting specializes in managing large loss claims throughout Tennessee, working exclusively for property owners to ensure comprehensive evaluation and proper settlement.

The bottom line: Large losses require large loss expertise. Make sure you have advocates who understand the stakes.